USDA Loans
Roberts & Co Mortgage Lending
Roberts & Co Mortgage Lending in Austin, Texas can help you learn the requirements for USDA loans and determine your eligibility. USDA loans are loans issued by the government, and often issued to those in rural areas, small communities and some areas just outside major metropolitan areas.
Call Debbie Tran at 512-698-0133 to check your eligibility for a USDA loan.
What is a USDA Loan?
Who Is Eligible for a USDA Loan?
According to USDA, to be eligible for a USDA loan, you must:
• Be a US Citizen, a US Non-Citizen National or have a qualified Alien status
• Be at least 18
• Not own another house in the local area
• Occupy the home as your primary residence
• Be unable to get a conventional loan that requires a 20% down payment
Income Guidelines for USDA Home Loans
There are income guidelines for USDA loans that vary by the area in which you're applying for the loan. To learn the guidelines for your desired area, please contact us at (512) 698-0133!
How do I apply for a USDA Loan?
Roberts & Co Mortgage Lending in Austin, Texas is an approved lender and can help you secure a USDA loan. USDA loans are offered by lenders such as LeaderOne Financial who meet federal guidelines on lending.
To determine if you pre-qualify for a USDA Loan, please complete our form online or call Debbie Tran at (512) 698-0133.